Introduction
In a world that’s rapidly embracing digitalisation, ensuring everyone has the tools to navigate the financial landscape is crucial. An initiative by DBS Foundation and SG Enable in Singapore is stepping up to address the unique needs of individuals with disabilities and their caregivers. Let’s explore how this initiative is making a difference.
Navigating Digital and Financial Challenges
Digital and Financial Literacy Gaps:
Many individuals with disabilities face a lack of access to essential financial and digital literacy skills. A recent survey by SG Enable revealed that 80% of people with disabilities highlighted these skills’ absence in existing training programs. Recognizing this gap, DBS Foundation and SG Enable are joining forces to bridge it.
The Initiative Unveiled
Tailored Learning Road Map:
The heart of this initiative lies in the development of a customised learning road map. This road map, set to launch in 2024, encompasses up to 30 modules catering to diverse learning needs. From basic financial concepts to digital banking, participants will gain practical knowledge crucial for daily living.
Inclusive Approach:
The initiative isn’t just about individuals with disabilities but extends support to their caregivers. Recognizing that some caregivers may lack digital or financial literacy themselves, the program invites them to participate in workshops. This inclusive approach ensures that both individuals and their caregivers are equipped for the digital age.
A Glimpse into the Workshops
Practical Financial Concepts:
Participants will delve into fundamental financial concepts such as budgeting, money management, and insurance. These skills empower individuals to navigate their financial responsibilities independently.
Digital Banking and Security:
Understanding the importance of digital transactions, the workshops cover digital banking, online security, and scam awareness. This knowledge safeguards participants in an increasingly digital world.
Scenario Planning:
Real-world scenarios, including long-term financial security in the absence of a caregiver, are incorporated. This forward-thinking approach prepares participants for various life situations.
Personal Stories Speak Volumes
Muhammed Sayfullah’s Journey:
Muhammed Sayfullah, a 20-year-old with cerebral palsy, attended a pilot workshop with his mother. While he’s adept at recognizing currency, his mobility challenges hinder independent payments. The initiative aims to empower individuals like Muhammed to manage their finances confidently.
Caregivers’ Hopes and Challenges:
Madam Fadillah, Muhammed’s mother, manages his finances but envisions him doing it independently. She highlights the challenges her son faces, emphasising the need for tailored solutions, such as daily spending controls on apps.
Beyond Workshops: Creating a Supportive Ecosystem
Resource Guides and Toolkits:
DBS Foundation and SG Enable go beyond workshops by developing resource guides and toolkits. These materials equip trainers, caregivers, and special education schools with the knowledge to support individuals with disabilities in their learning journeys.
Enabling Social Organizations:
Singapore boasts various social organisations dedicated to supporting caregivers. These organisations offer resources, guidance, and a network of support, recognizing the vital role caregivers play in society.
- AIC (Agency for Integrated Care): They work to support caregivers through various programs and initiatives. They provide information, resources, and services to help caregivers in their roles.
- Caregivers Alliance Limited (CAL): They are a non-profit organization in Singapore that focuses on supporting caregivers of persons with mental health issues. They offer support groups, training, and resources for caregivers.
- HCA Hospice Care: They provide palliative care services and support for patients and their families, including caregivers. They offer counseling, education, and practical assistance to caregivers.
Conclusion: A Digital Future with Inclusivity
In a world becoming increasingly digital, initiatives like the one by DBS Foundation and SG Enable pave the way for inclusivity. By empowering individuals with disabilities and their caregivers with essential financial and digital literacy skills, we create a more accessible and equitable future for all. The journey toward financial independence and digital fluency begins with education, understanding, and support.
At SG Assist and CareConnect, we believe that every act of kindness counts. Whether you’re a caregiver in need of support or a volunteer looking to make a difference, we’re here for you. Visit SG Assist and CareConnect’s website to learn more about our services, download the SG Assist app or sign up as a volunteer for our Caregiver Resource Centre, and together, let’s create a community of care and support. Don’t forget to subscribe to our newsletter here for updates on how you can help.
Story was adapted from The Straits Times, https://www.straitstimes.com/singapore/new-initiative-to-equip-6500-pwds-and-caregivers-with-digital-and-financial-literacy-skills
